TDI provides benefit payments to insured RI workers for weeks of unemployment caused by a temporary disability or injury. Enacted in 1942, TDI was the first of its kind in the United States. It protects workers against wage loss resulting from a non-work related illness or injury, and is funded exclusively by Rhode Island workers. Only four other states; New York, New Jersey, California and Hawaii, as well as the commonwealth of Puerto Rico, have a TDI program.
BENEFIT RATES as of 10/1/20:
$107 minimum; $887 maximum
not including dependency allowance
TCI was signed into law on July 11, 2013. TCI provides eligible claimants up to 4 weeks of caregiver benefits to care for a seriously ill child, spouse, domestic partner, parent, parent-in-law or grandparent, or to bond with a newborn child, new adopted child or new foster-care child. You must apply for TCI benefits during the first 30 days after the first day of leave is taken for reasons of bonding or caregiving.
The current withholding rate as of January 1, 2021 is 1.3% of your first $74,000 in earnings. Workers aged 14 and 15 are exempt from wage deductions and coverage. If you worked for more than one RI employer in a calendar year and your total wages were more than $71,000 (in 2019), you may be entitled to a TDI tax refund. To download a TDI tax refund claim form on-line, click here. You can also obtain the refund form from the Division of Taxation, 1 Capitol Hill-Suite 36, Providence, RI 02908, 401-574-8700.
Temporary Disability Insurance benefits are not subject to Federal or State income taxes; therefore, you will not receive a 1099-G form. Temporary Caregiver Insurance benefits are subject to Federal and State income taxes. If you receive TCI benefits, you will receive a General Form (1099-G) in January of the year following the year in which you were paid TCI benefits indicating the amount you received. This amount will also be reported to the IRS.